Insurance in superannuation

Employers in Australia are required to make contributions to superannuation funds for their employees.

While the primary purpose of superannuation is as a savings account for retirement, many superannuation funds also contain insurances for the benefit of the employee.  Such insurances often include:

  • Life insurance – lump sum payable on the worker’s death;
  • Total and permanent disablement insurance – a lump sum payable in the event the worker loses a capacity to work;
  • Income protection insurance – periodic payment insurance payable when a worker is unable to work for a period; and
  • Trauma Insurance  – cover in the event of specified illnesses (this generally only exists in older policies).

The benefits payable under these polices can be significant.  Segelov Taylor are able provide advice and representation to ensure that all benefits are recovered.

TPD income protection
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Income protection
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Terminal illness and death benefits
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Early access to superannuation
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FREE Case Assessment

We offer a free initial case assessment.

We will obtain preliminary instructions from you and advise you whether we believe we are able to assist you in your matter.  If we believe me may be able to assist you we will discuss with you the the process, the terms of which we can act (including the likely costs) and the value of the claim.  The case assessment may be by phone, or in person. There is no cost associated with this case assessment, nor any obligation to instruct is in your matter.

You can contact Tanya Segelov, or David Taylor directly, or  contact our office by phone, email or the web-chat to arrange your free case assessment.

Call us

02 8880 0500
03 9021 7260

Email us

Email us directly or by filling out the form below. We will contact you within 1 business day

Live Chat

You can chat to us online by using the webchat below (where it says Speak to us!). David and Tanya are often able to respond immediately. If they are not available, an operator will take your details and we will get back to you within a day.

Segelov Taylor Lawyers

Segelov Taylor Lawyers was established in 2016 by David Taylor and Tanya Segelov.

David and Tanya are both very experienced lawyers, who have acted for applicants and plaintiffs in a wide variety of jurisdictions.

Common Questions

Our fee policy in sexual and institutional abuse matters

We act on a ‘no win no fee’ basis for persons who have suffered from institutional abuse. This means that we will investigate your claim and, if no claim is brought on your behalf, then you will not be charged for any of the costs incurred in investigating your claim.

If a claim is commenced on your behalf then we will enter into a Costs Agreement with you in which we will undertake to pay all the disbursements incurred in litigating your claim (court fees, fees for expert report) and not charge you for the legal costs as your matter progresses. If you are not successful in your claim, you will not pay our costs or disbursements. If you are successful in your claim, then you will recover most of your costs from the defendant. Find out more…

What compensation options exist?

Individuals who suffered abuse as a child may have rights for compensation and redress from a variety of sources, including:

  • common law claims for damages
  • an application under victims of crime legislation
  • (from 2018) an application on the Commonwealth Redress Scheme for survivors of institutional child sexual abuse
  • internal redress schemes operated by some institutions.

The individual facts of each matter will determines which form(s) of compensation is most appropriate. Different issues, including time limits, apply to depending on the facts. Segelov Taylor Lawyers can provide expert assistance and guidance on options available for individuals.  Some types of claim may be brought together, while others involve giving up other rights.

Is talking to a lawyer confidential?

Yes. Any information you provide your lawyer is covered by legal professional privilege.

Where can I get a copy of the Royal Commission report from?

The Final Report of the Royal Commission into Institutional Responses to Sexual Abuse is available from its website.  Go to

Do time limits apply for sexual abuse claims?

Time limits for common law claims relating to sex abuse were abolished in New South Wales in 2016.  The law varies on a state by state basis.  Please contact us to find out what claims are available to you.


No Win, No fee policy

Segelov Taylor acts on a no win no fee basis in all mesothelioma and other dust disease claims. Unlike most other firms we will fund all fees for medical reports and court fees incurred in acting for you.

Because we are a speciliast, boutique firm with less overheads than some of the larger, generalist firms, we provide very high quality legal services at a lower price.

Prior to commencing the claim we will provide a clear costs disclosure which clearly sets out the fee arrangements.

For more detailed general information about our fees in mesothelioma and other dust disease matters, please see our fee policy page, or call us.

Insurance in super articles