People diagnosed with asbestosis are almost always entitled to compensation. The compensation depends primarily on the state in which the exposure occurred.
There are generally two pathways to secure the financial support you and your family deserve: a common law claim for damages, and if exposure occurred in NSW, Queensland, Tasmania (and some other situations), a claim for statutory benefits. At Segelov Taylor Lawyers, we are experts in navigating all systems to ensure you receive maximum entitlements.
Statutory Compensation
Statutory compensation varies from state to state. It is generally a ‘no-fault’ system designed to provide support to those diagnosed with a work-related dust diseases like asbestosis. Statutory benefits are designed to cover essential needs and typically include:
A lump sum or regular pension payments: Fortnightly payments to compensate for your inability to work.
Medical and treatment expenses: Full coverage for all related medical care, including doctor’s visits, medication, respiratory therapies, and in-home assistance.
Funeral expenses and dependant support: In the tragic event of a death from asbestosis, the scheme provides for funeral costs and ongoing support for dependents.
Common Law Claim: Lump Sum Damages for Negligence
A common law claim is a separate legal action pursued through the court. They are generally worth more than statutory compensation.
This claim is based on proving that your exposure to asbestos was the result of negligence by one or more parties, typically a former employer or a manufacturer of asbestos products. Given how long the dangers of asbestos have been known, it is generally true that any employer that exposed any worker to asbestos in the period since about 1950 was negligent in this action.
If successful, a common law claim results in a lump sum payment of damages. This is intended to compensate you for losses not fully covered by the statutory scheme, including:
Pain and Suffering: For the significant impact the disease has had on your life and well-being.
Loss of Life Expectancy: Acknowledging the reduction in your lifespan caused by the disease.
Past and Future Economic Loss: Covering lost wages, superannuation, and diminished earning capacity.
Gratuitous Care: Compensation for the care provided to you by family members and loved ones.
Future Medical Expenses: A lump sum to cover anticipated future treatment costs, if these are not provided for by the statutory benefits.
Can You Claim Both?
Generally yes. The two systems are designed to work together.
However, in some, but not all states, you may need to repay some or all of the statutory benefit. This means that it is not recommended for all clients.
You can receive the ongoing pension and medical benefits from the statutory scheme while your common law claim for a lump sum is prepared and finalised. The benefits received from the statutory scheme generally do not prevent you from receiving a substantial lump sum damages payment from a common law claim.
Navigating these dual pathways requires specialist legal expertise. Segelov Taylor Lawyers will manage every aspect of your claims, from gathering the medical and employment evidence to fighting for the maximum compensation you are entitled to, allowing you to focus on your health.