Many superannuation funds and insurance companies offer the option of taking out an insurance policy for specific medical conditions such as cancer or heart attacks. Under the terms of the policy you are entitled to claim a one-off set lump sum benefit if you suffer from or are diagnosed with a specified condition. Trauma policies cover the major illnesses or injuries that will make a significant impact on your life such as cancer, heart attack, stroke or an accident.
Most polices have a waiting period and will also exclude persons with pre-existing medical conditions.
Segelov Taylor Lawyers can assist you in completing an application form and obtaining medical evidence to support your claim. If your claim is rejected then Segelov Taylor Lawyers can assist you to challenge the decision by way of an internal or external review and provide advice and act for you in the event court action is required.